基本医保制度空间分割如何影响待遇结果公平:来自住院基金支付比例的省际差异证据OA
The Influence of Spatial Segmentation of China's Healthcare Insurance System on the Equity of Protection Based An Empirical Analysis of the Structure of Benefit Disparities
目的:基于基本医保制度空间分割的基本事实,考察住院基金支付比例的区域差异表现及其影响因素,为提高基本医保统筹层次与结果公平提供理论与现实依据.方法:基于2020~2023年中国30个省级行政区的基本医保住院基金支付比例数据,采用Dagum基尼系数测算医保住院基金支付比例地区差异水平与结构特征,并搭建关系数据影响机制模型,利用QAP回归分析识别政策环境、经济发展、人口结构、医疗服务水平和医疗资源配置等因素地区差异的影响.结果:第一,职工医保基金支付比例显著高于居民医保,东部沿海省份待遇整体优于内陆,三级医疗机构费用占比突出.第二,无论是职工医保还是居民医保,患者住院基金支付比例的区域差异程度均比较高,但从来源上看,职工医保住院基金支付比例的地区差异主要来源于区域间差异,且"东—东北""西—东北"差异相对较大,居民医保的区域差异以区域间超变密度为主.第三,财政卫生支出占比等因素的省际差异对职工和居民医保待遇的省际差异有显著正向影响,医院平均住院日和每万人卫生技术人员数则对两类医保有显著负向影响.结论:基本医保住院基金支付比例区域差异兼具制度性与结构性特征,需通过提升统筹层级、强化财政转移支付、均衡医疗资源配置及规范政策执行等促进待遇结果公平.
Objective To examine the regional differences in inpatient fund payment ratios and their influencing factors,and provide theoretical and practical evidence for improving the pooling level of basic medical insurance and promoting equity in benefit outcomes.Methods Using data of inpatient fund payment ratio of basic medical insurance for 30 provincial-level administrative regions in China from 2020 to 2023,the Dagum Gini coefficient was employed to measure the level and structural characteristics of regional differences in inpatient fund payment ratios.A relational-data mechanism model was constructed.And the Quadratic As-signment Procedure(QAP)regression was applied to identify the effects of regional differences in policy environment,economic development,demographic structure,healthcare service level,and medical resource allocation.Results The inpatient fund pay-ment ratio of employee medical insurance is significantly higher than that of resident medical insurance.Benefit levels in eastern coastal provinces are generally better than those in inland regions.And expenditures are concentrated in tertiary medical institu-tions.Regional differences in inpatient fund payment ratios are relatively great for both employee medical insurance and resident medical insurance.However,the regional differences in employee medical insurance mainly stem from interregional differences,with relatively large gaps between the"East-Northeast"and"West-Northeast"regions,whereas the regional differences in resident medical insurance are mainly driven by interregional transvariation density.Interprovincial differences in factors as the share of fiscal health expenditure have significantly positive effects on interprovincial differences in benefit levels under both em-ployee medical insurance and resident medical insurance,whereas average length of hospital stay and the number of health techni-cians per 10,000 population have significantly negative effects on both schemes.Conclusion Regional differences in inpatient fund payment ratios under basic medical insurance exhibit both institutional and structural characteristics.The promotion of equity in benefit outcomes requires raising the pooling level,strengthening fiscal transfer payments,balancing in medical resource alloca-tion,and standardizing policy implementation.
闫庆悦;朱勇美;管国锋;石印
山东财经大学东方学院,山东泰安 271000山东第一医科大学(山东省医学科学院)医疗保障学院新疆科技学院经济学院山东第一医科大学(山东省医学科学院)医疗保障学院
医药卫生
基本医疗保险医保基金支付比例制度空间分割QAP
basic medical insuranceinpatient fund payment ratio of the basic medical insurance systeminstitutional spa-tial segmentationQAP
《中国卫生事业管理》 2026 (8)
879-885,7
国家社会科学基金项目"积极老龄化视角下老年人才红利开发与政策研究"(24BJY183)"天池英才"引进计划自治区高校本科教育教学研究与改革项目"新文科视域下'四融合'一体化学术型创新型人才培养模式构建与实践"(XJGXJGPTB-2025154)自治区社科联新时代党的治疆方略理论与实践研究课题(2026ZJFLY80)
评论