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金融"五篇大文章"的社会使命OACHSSCD

The Social Mission of the"Five Priorities"of the Financial Sector

中文摘要英文摘要

2023 年中央金融工作会议提出"科技金融、绿色金融、普惠金融、养老金融、数字金融"五篇大文章,标志着中国金融发展进入了以多维社会使命为导向的新阶段.本文首先梳理了现代主流经济学体系中金融使命的叙事演变,从古典的"货币中性"观点,到基于凯恩斯主义货币非中性理论的"微观-宏观"二元框架,到以增长、就业、通胀为目标的宏观经济调控工具,再到嵌入具体社会场域的"域观经济"范式演进,凸显了金融社会属性的日益增强.其次,本文剖析了货币金融功能从提升经济效率到增进社会福祉的深层逻辑,论证了"五篇大文章"实质上是金融功能在新时代服务于广义社会目标的系统性拓展,为"社会金融"的领域拓展奠定了体制逻辑自洽的实践基础.最后,本文立足于中国式现代化的语境,探讨了金融发展中自发性市场力量与建构性政策引导的辩证关系,提出完成好"五篇大文章"需要实现适应性效率与社会性目标的有机统一.在这一进程中,具备社会责任感的企业创新至关重要,而两岸基于共同关切的金融协作可为这一宏大的社会金融实践贡献独特力量.

The Central Financial Work Conference in 2023 introduced the"Five Priorities"of the financial sector,namely technology finance,green finance,inclusive finance,pension finance,and digital finance.This initiative marks a new stage in China's financial development,one guided by multi-dimensional social missions.First,this paper traces the narrative evolution of financial missions within the framework of modern mainstream economics.The trajectory begins with the classical view of monetary neutrality,proceeds to the micro-macro dual framework grounded in Keynesian monetary non-neutrality theory,then moves to macroeconomic regulation tools targeting growth,employment,and inflation,and finally arrives at the"domain-perspective economics"paradigm embedded in specific social domains.This evolution highlights the growing social attributes of finance.Second,this paper analyzes the underlying logic through which monetary and financial functions have shifted from enhancing economic efficiency to promoting social welfare.It argues that the"Five Priorities"essentially represent a systematic expansion of financial functions in serving broad social objectives in the new era,thereby laying a practically coherent institutional foundation for the extension of the"social finance"domain.Finally,grounded in the context of Chinese modernization,this paper explores the dialectical relationship between spontaneous market forces and constructive policy guidance in financial development.It proposes that delivering on the"Five Priorities"requires a synergistic alignment of adaptive efficiency with social objectives.In this process,enterprise innovation driven by social responsibility is of critical importance.Meanwhile,cross-Strait financial collaboration based on shared concerns can make a unique contribution to this grand social finance practice.

金碚

中国社会科学院 工业经济研究所,北京 100006

管理科学

金融"五篇大文章"社会使命社会金融中国式现代化金融创新

the"Five Priorities"of the financial sectorsocial missionsocial financeChinese modernizationfinancial innovation

《西部论坛》 2026 (4)

1-11,11

10.3969/j.issn.1674-8131.2026.04.001

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