金融科技对全要素碳生产率的影响研究OACHSSCD

Against the backdrop of the Dual Carbon goals,improving total factor carbon productivity is an important path to advance the green and low-carbon transformation of the economy.Based on China's provincial panel data from 2011 to 2024,this paper systematically examines the impact of FinTech on total factor carbon productivity and its spatial spillover effect,and further explores the inherent mechanism.The study confirms that the sample has significant spatial dependence characteristics through spatial correlation tests,and accordingly constructs a Spatial Durbin Model(SDM)with individual-time double fixed effects for empirical analysis.The results show that FinTech not only has a significant direct positive impact on the total factor carbon productivity of the local region,but also exerts a positive driving effect on neighboring regions through the spatial spillover mechanism.Further effect decomposition indicates that the promoting effect of FinTech is mainly realized through spatial spillover,and the intensity of its cross-regional impact exceeds the local direct effect.Mechanism analysis reveals that FinTech indirectly promotes the growth of total factor carbon productivity through two paths:improving informatization level and facilitating green technological innovation.The research conclusions provide empirical evidence and policy implications for promoting the coordinated development of regional green and low-carbon economy from the perspective of Fintech.