数字普惠金融、创新驱动与乡村全面振兴OACHSSCD

This paper empirically tests the impact and mechanism of digital inclusive finance on the comprehensive revitalization of rural areas on the basis of constructing an index system for comprehensive rural revitalization.The benchmark regression results show that digital inclusive finance has a positive effect on the comprehensive revitalization of rural areas;this result is also supported by both endogeneity and robustness tests.Mechanism analysis shows that digital inclusive finance can promote the comprehensive revitalization of rural areas by improving the driving force of innovation.The heterogeneity analysis shows that the impact of digital inclusive finance on the comprehensive revitalization of rural areas has regional heterogeneity in the eastern and central regions,and the promotion effect on the western region is more obvious.Digital inclusive finance plays a role in promoting the development of rural industries,the level of rural construction and the level of rural governance.Accordingly,this paper puts forward the following countermeasures and suggestions:improving the quality and efficiency of rural financial services,creating a good environment for rural innovation,and strengthening regional linkage and coordinated development.