数字供应链金融的研究综述:应用、影响及未来展望OA

With the rapid development of digital technologies,the application of finance technology(fintech)has provided new solutions for supply chain finance.Digital supply chain finance,as a product of the deep integration of fintech and supply chain finance,effectively addresses information asymmetry and plays a crucial role in enhancing efficiency,increasing trust,and reducing risk.This paper,employing knowledge graphs and theoretical analysis methods,based on literature published in CNKI and Web of Science databases from 2016 to 2023,comprehensively reviews and discusses the similarities and differences in publication volume,research methods,focal points,and evolutionary trends of domestic and international literature.Combining the characteristics of fintech,it clarifies the definition,features,and development path of digital supply chain finance,and constructs its theoretical analysis framework.It also systematically analyzes the enabling mechanisms and practical details of relevant literature in the three aspects of efficiency improvement,trust enhancement,and risk management optimization.It summarizes the impact and application of digital supply chain finance in promoting service efficiency,achieving financial innovation,and optimizing risk control.Finally,it outlines the development trends of digital supply chain finance in technology enablement,ecosystem construction,scenario application,and regulatory technology(RegTech)within digital supply chain finance,and proposes feasible future research directions,providing references for theoretical exploration and practical applications in related fields.