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数字金融驱动蔬菜产业高质量发展的路径探析OA

Analysis on the Pathways of Digital Finance Driving the High-quality Development of the Vegetable Industry

中文摘要英文摘要

在数字经济与乡村振兴战略深度融合的背景下,数字金融已成为驱动蔬菜产业新质生产力培育发展、推动产业转型升级的关键力量.本文以蔬菜产业为研究对象,系统探讨了数字金融助力蔬菜产业新质生产力提升,赋能乡村振兴的作用机制、实践路径及现实挑战.研究发现,数字金融通过资源优化配置、普惠金融服务与技术创新溢出等多重效应,能够有效应对蔬菜产业"短、小、频、急"的金融需求特征,对其绿色低碳转型、精准智能化发展及生产经营模式创新具有显著的推动作用.本文结合国内贵州辣椒产业与国际肯尼亚蔬菜产业的典型案例,深入剖析了数字金融"由基础支撑至生态构建"的系统性赋能路径;同时,研究指出当前数字金融在赋能蔬菜产业发展中仍存在数据整合、基础设施、人才支撑及风险管控等瓶颈;因此,未来需通过精准化政策引导、前沿技术协同与健康产业生态构建,进一步优化数字金融与蔬菜产业新质生产力的协同发展机制,为全面推进乡村振兴提供坚实的理论依据与实践参考.

Against the backdrop of the deep integration of the digital economy and the Rural Revitalization Strategy,digital finance has emerged as a critical force in driving the development of new quality productive forces in the vegetable industry and promoting industrial transformation and upgrading.This paper takes the vegetable industry as the research object and systematically explores the mechanisms,practical pathways and real-world challenges of digital finance inenhancing the new quality productive forces of the vegetable industry and empowering rural revitalization.The study indicates that digital finance,through multiple effects such as optimal resource allocation,inclusive financial services and technological innovation spillovers,can effectively address the 'short,small,frequent and urgent' financial needs characteristics of the vegetable industry.It plays a significant role in promoting green and low-carbon transformation,precision and intelligent development,and innovation in production and operation modes.By analyzing typical cases,including the chili industry in Guizhou,China,and the vegetable industry in Kenya,this paper dissects the systematic empowerment path of digital finance,which evolves from'foundational support'to'ecological construction'.At the same time,the study points out that current bottlenecks remain in the empowerment of the vegetable industry by digital finance,including challenges related to data integration,infrastructure,talent support and risk management.Consequently,future efforts require precise policy guidance,synergy with cutting-edge technologies,and the construction of a healthy industrial ecosystem to further optimize the collaborative development mechanism between digital finance and the new quality productive forces of the vegetable industry,thereby providing a solid theoretical basis and practical reference for comprehensively advancing rural revitalization.

孙田娇;金强

湖南农业大学园艺学院,湖南长沙 410125中国农业大学经济管理学院,北京 100083

农业科技

数字金融农业新质生产力乡村振兴蔬菜产业数字化转型赋能路径案例研究

digital financenew quality productive forces in agriculturerural revitalizationvegetable industrydigital transformationempowerment pathcase study

《蔬菜》 2026 (4)

1-14,14

亚洲开发银行包容性农业价值链发展项目(48358-001)国家自然科学基金项目(72273139).

10.26924/j.cnki.sczz.2026.4001

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