人口老龄化、政策响应与社会养老保障承载力OA
Population Aging,Policy Responses,and Carrying Capacity of Social Old-age Security Systems
人口老龄化压力下,如何平衡日益增长的养老需求与有限的系统供给能力以促进社会养老保障系统高效稳定发展已成为亟待解决的重大问题.提出社会养老保障承载力概念,基于"压力—状态—响应"(PSR)理论,构建"人口压力量化—承载力动态评估—政策效果模拟"的完整分析框架,系统回答社会养老保障体系"现在承载力如何、未来会怎样、如何优化提升"三个关键问题.研究发现:2011-2022年我国社会养老保障承载力总体呈波动上升态势,其中经济承载力保持稳健增长,服务承载力实现跨越式提升.但随着老年人口急剧增加,超载区域显著增多.数值模拟结果表明,2023-2035年中国社会养老保障承载力将收缩8.84%—20.12%,其中经济承载力下降10.63%—20.40%,服务承载力降幅达30.00%—37.10%,资源配置失衡加剧.政策效应评估表明,首先,延迟退休政策通过缓冲效应显著提升承载力(21.0%—31.1%),个人养老金政策则发挥放大效应(3.8%—18.1%),但单一政策均无法实现系统平衡;其次,"生育托底—养老金调节—退休弹性"政策协同框架效果最佳,可提升承载力62.54%—102.68%,其中高生育方案下"积极养老金+高弹性退休"组合效果最优;最后,经济承载力对政策组合反应敏感,而服务维度改善空间有限,需加快社会养老服务体系建设.
Under the pressure of population aging,how to balance growing elderly care demands with limited system supply capacity and promote efficient and stable development of social old-age security systems has become a critical challenge.This paper introduces the concept of carrying capacity of social old-age security systems and,based on the Pressure-State-Response(PSR)Theory,constructs a comprehensive analytical framework of"population pressure quantification-dynamic capacity assessment-policy effect simulation"to systematically address three key questions:what is the current carrying capacity,what will happen in the future,and how to optimize and improve it.Findings reveal that:1)From 2011 to 2022,China's social old-age security carrying capacity exhibited an overall fluctuating upward trend during the sample period,with economic carrying capacity maintaining steady growth and service carrying capacity achieving leapfrog development.However,the surge in elderly population has led to a substantial increase in overloaded regions.2)Numerical simulation results indicate that China's social old-age security carrying capacity will contract by 8.84%-20.12%from 2023 to 2035,with economic carrying capacity declining by 10.63%-20.40%and service carrying capacity dropping by 30.00%-37.10%,intensifying resource allocation imbalances.3)Policy effect evaluation reveals that:First,the delayed retirement policy significantly enhances carrying capacity by 21.0%-31.1%through buffering effects,while the individual pension policy exerts amplification effects of 3.8%-18.1%,yet neither single policy can achieve system equilibrium;Second,the"fertility support-pension adjustment-retirement flexibility"policy coordination framework performs optimally,boosting carrying capacity by 62.54%-102.68%,with the combination of enhanced pension schemes and highly flexible retirement under high-fertility scenarios proving most effective;Finally,economic carrying capacity responds sensitively to policy combinations,while service dimension improvements remain limited,necessitating accelerated development of the social elderly care service system.
LI Fang;LIU Danchen;SHEN Suyan
College of Public Administration,Nanjing Agricultural University,Nanjing 210095,ChinaCollege of Public Administration,Nanjing Agricultural University,Nanjing 210095,ChinaCollege of Public Administration,Nanjing Agricultural University,Nanjing 210095,China
社会科学
人口老龄化社会养老保障承载力延迟退休个人养老金政策协同
population agingcarrying capacity of social old-age security systemsdelayed retirementindividual pensionpolicy coordination
《人口与经济》 2026 (1)
119-135,17
国家自然科学基金面上项目"人口结构变化下社会养老保障承载力研究:现状评估、趋势预测及提升策略"(72474106)国家自然科学基金面上项目"基于长三角城市群的政策环境适宜性对流动人口居留质量的影响研究:理论机理、效应识别与策略优化"(72374106)江苏省研究生科研与实践创新计划"人口结构变化下社会养老保障承载力研究"(KYCX24_1007).
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